Are you a DIY who thinks he/she can do the whole financial planning process by themselves? And that you will go through the process of goal setting, finding the most appropriate tools (mutual funds, bonds, equities, real estate…or whatever), select the fund schemes, invest, keep updated, track investments, file Income tax returns, and do annual […]

Now let’s play with the growth and risk numbers a little. Let’s say that a lot of competition is coming in from overseas and that growth may slow from 5 percent to 4.5 percent. How will this change in growth affect price? Here are the new numbers: D1 = 10.45, g = 4.5 percent (0.045) and r = 10 percent […]

I was part of a panel which said something like ‘Out of the box thinking’ in the MF distribution space. I liked it..but there is so much basic work to do… Amc’s are sitting on their backs and hoping that the existing 230 IFAs will grow the business. I think we are about 20,000,000 IFA […]

You think all success if because of a degree, right? well your father tells you: I did not do MBA, you must I am head of HR..just get an MBA I will get you a great job MBA is a super duper degree just get it and you will do well in life MBA is […]

One thing we know is that share prices fluctuate. We also learnt in Economics 101 that the price of a commodity is determined by the demand and supply. If supply remains constant the increasing demand for a commodity (in our case shares) go up, share prices go up and when demand goes down or supply […]

“There are two kinds of investors, be they large or small: those who don’t know where the market is headed, and those who don’t know that they don’t know. Then again, there is a third type of investor – the investment professional, who indeed knows that he or she doesn’t know, but whose livelihood depends […]