Most people invest in 10-12 fund houses thinking that they are diversifying well. Actually when you meet many fund houses, you realize that each one of them has a different agenda at different points in time. For example Hdfc Mutual fund today MUST be having an agenda to show a high aum (normally they are […]

Read More →

Client interaction and client education is a year long – life long activity. However, when the markets are good, we tend to think that the client will do all the learning himself or herself. Let us see what mistakes we are likely to make and what we should avoid. Possible mistakes: telling the client ‘I […]

Read More →

A few days ago the Running Regulator was created, here are the draft regulations. Comments are invited from runners, doctors, photographers, hoteliers, shoe manufacturers, socks and other accessories manufacturers, spouses and parents of runners, coaches, physiotherapists, gym owners, drivers of cars supporting runners, and any other person who thinks about running, and all others. Rules […]

Read More →

I was recently talking to a group of doctors and some of them were cribbing about how they do not have enough cash flow. For a layman this might come as a shock because they feel overcharged every time they step into a clinic…Here are the reasons some which the docs said, some mine: 1. […]

Read More →

How do you think the markets will be asked a Journalist…. Mr J P Morgan thought about it and said: “Uncertain”. I would have said “Volatile”. There is a Tamil saying which says “Trying to take bath in the ocean after the waves have stopped”. “Trying to enter the markets after uncertainty and volatility are […]

Read More →

Its funny when you watch media – read or watch the noise. One often heard statement is “Company is doing well, profits are high, it is a good time to be adding xyzee to your portfolio. According to media wisdom, strong profits and a healthy economy are good for stocks. We have heard it so many […]

Read More →

You are going to hear this on television and you can make tons of money if you know what it means:   2017 was easy, all shares went up. 2018 will be more stock specific. Private sector banks will continue to do well, PSU banks will be more specific. Some may do well, some may […]

Read More →