Why our service sector sucks!
‘We pay a lot of money but our service sector sucks’. How many times have you said this or at least felt so? Well, you are not alone. Let us look at our attitude towards service. When a kid says ‘I am joining an airline (or call center or…any such service job) our first reaction […]
Its the narrative, stupid!
The commies did a very smart thing. They convinced Nehru that he should not interfere in the education system, so we were brought up on the commie narrative. So we were not taught about the great Hindu kingdoms. Ask any child and they will tell you that the Muslims ruled over us for 800 years […]
Retirement needs for special needs children
I now know of many families which are coping with retirement planning needs for their differentially able children. It is a huge challenge for sure. Imagine a 65 year old man with a 64 year old wife and a 38 year old child who is unable to earn a living, unable to do his own […]
Life Insurance Mis-selling..
the financial services boom in India is built on the MIS-SELLING by banks, mutual funds, and of course life insurance companies, brokerage houses, housing loan companies….and their market capitalization is so high that it is scary. Mutual funds take the money of a 70 year old man and put it in an equity oriented ‘balanced […]
Are you a Noise consumer?
News sounds and feels more like Noise these days. The skill does not lie in reading the news papers, but in knowing how much to ignore. When I get research reports (I get 3 a day!) – I have to skim the reports to look for the facts. Too much opinion in reports makes it […]
Narendra Modi should be worried
Narendra Modi did wear a brave face and attended the wedding of Virat Kohli and Anushka Sharma and even had many photos clicked. He must have been a worried man. The media made his victory look like defeat in Gujarat. He should take time to listen to the people. Most of the youth talking to […]