A friend with about Rs. 80 crores on mutual funds was approached by a ‘Wealth Manager’. No. I do not wish to name the WM or the company he represents. It is too much of a give away even as it is. His name was referred to by his brother in law who had gone […]

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The Sensex is 35260 as of yesterday (15 Nov, 2018) – the question is will the market be at 70,000 at least on 14 Nov, 2023? How confident are you that the market will be there or thereabouts in 2023? Assuming that you invest in the index you should expect to get at least 14% […]

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Nostalgia. It is the mind/brain’s ability to remember things the way you wish things had happened! Our mind has an amazing capacity to remove bad experiences and keep the good ones. In investing too if you have had good experiences in the beginning of your investing career you look at investing far more fondly. I […]

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Disclaimer: This is a Paid post.  When you enter a new business – especially a business which looks like a commodity business, you need to find out a niche. Or sometimes even create a niche. As a customer how much time will you spend on buying car insurance? Well if you are lucky and have […]

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I am happy I got many responses in the comments page and others on wassup n twitter…we surely have a lot of thought going into retirement. Let us get the basics right. He needs Rs. 40k a month. Realizing more income than that is useless – he will have to pay income tax, unnecessarily. So […]

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Let us take the case of this very alert army man now 73 years of age. His wife is 71 years old, and are now wondering what next? Most of us want to die peacefully and not really live too long and suffer. Let us assume that these are their assets: House in a crowded […]

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watch this video..and if it does not scare you, NOTHING will. This is in USA. It is worse in India.

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