The word Margin of Safety is linked to the time frame too. Omg amusing or confusing? Well if you see a share at Rs. 50, and you think it has a value of Rs. 100, and it doubles in one year, you have got 100% return. Suppose your target was 16%, what happens if you […]

i am planning to do a series on the questions that doctors want to ask about their business finance, buy a dispensary or a house, investments, mutual funds, foreign travel, children’s education, ….etc. whatever your question..please ask in the comments section… planning to do a series…or a book perhaps? please ask soon….

I am planning to do a series of articles on Value Investing – too much of s@@t is being written in the garb of V.I. hence the need to write…. The problem with direct equity investing is that the returns are skewered. So if a few good shares give you amazing returns, remember that they […]

Every type of investing is value investing. Even in Growth they seek value, right? So Let me ask you a simple question. You have tagged yourself as a Value Investor and you have reasonable confidence in your own research. So you are doing a review of your portfolio. Sadly, all the companies have names so […]

I knew a senior citizen who had kept his money in many companies as fixed deposit. This is a story which happened long back – many of these companies are no longer accepting fixed deposits (so please do not ask me about it now). The companies were Tata Finance, Hdfc, Cholamandalam, Sriram Transport, Sundaram Finance, […]

We saw how the balance sheet is a very important statement in personal finance. Here is an attempt to explain the Income and Expenditure statement. Only when you write down all your expenses will you be able to track your expenses. Only when you know whether you are spending on unnecessary clothes, or eating out, […]

What are the advantages of being rich? or being financially free? Life is one big picnic and you keep going to the Bahamas for a vacation? Cruise? You can eat and drink whatever you want, whenever you want? Well that’s the myth that the media creates for you – wealth porn is a part of […]