You have nominated your wife in your demat account, bank account, office provident fund and your wife is a co-owner of your house in the building society. So you think you do not need a will, right? Wrong. If your daughter in law goes to court all the properties will be divided as per the […]

  Actually this post is not about the Delhi Rape case at all. It is more about our mind set. When we see an incident like the Delhi Rape Case or the School shooting in US, we get agitated and want a quick solution. Typically if we see a ‘Delhi Fraud case’ or a ‘Mumbai […]

no clue whom to thank …for this lovely forward that i got…. From an internet forward: An Obituary printed in the London Times – Interesting and sadly rather true. Today we mourn the passing of a beloved old friend, Common Sense, who has been with us for many years. No one knows for sure how […]

Continuing the SBI advertisement…where it says 4. Find out whether it is a Single premium or a Regular Premium: Also be aware of some agents who have sold regular premium – by saying “Sir…this is Single Premium every year”….they explain regular premium as ‘payment that have to be made regularly during a year…’ LOL. Single […]

  One person named Nitin had written the following in the comments section of one of my posts. My comments are in block letters. Have not changed much – a little comma or a full stop perhaps, but the meaning is captured in full. Nitin: Well Investing for retirement you kill yourself everyday as it […]

read this and the other connected stories… http://www.bloomberg.com/news/2012-10-22/hunger-stalks-my-father-s-india-long-after-starvation-banished.html

The Dow is doing well – and people are wondering why! – and nobody is sure why. Cannot blame the American investor / saver. Let us look at what are his options 1. Government debt /Gilt: clearly the yield is a huge challenge. If your money doubles in 72 years while your cost of living […]