It may sound odd, but being fit is a state of mind. It also differs from person to person, country to country, …and the answers are always different. Let us see what it is  and what it is not! a. It surely does not mean you should look like those models who are paid to […]

I have the privilege of meeting kids in their 20s. I can assure older people one thing. God has created the same number of smart kids, dumb kids, responsible ones, …………for every gen equally. I meet all types! I meet those who agonize over Rs. 400 auto fares and those who can blow Rs. 8000 […]

  There is a good chance that somebody will approach you or would have already approached you to buy a financial product. Assuming it is an investment product or an insurance product, this is how you go about doing it: 1. If it is an insurance product, ask him is it TERM insurance? 2. How […]

Have you wondered what is money? It is the power to do something. It may be cash, credit card, E-card, ….basically it is the power to meet a variety of needs, wants, luxuries…..and of course cause good. Remember it also is the power to create terror and evil….like terrorism. Money by itself is nothing  – […]

Many people think they (and the industry tells them) that they are eligible for a “home loan”, car loan, personal loan, credit card loan etc. Actually this is not true. You only get a loan against your Form 16, which means this is a loan against your future earning capacity. Imagine telling a lender that […]

This blog is now more than 5 years old, and I hope it has made some progress. Also once in a while I keep checking to see which are the most popular stories and I realize that the stories that have been ‘titled’ well are the ones that catch the best attention like – Rags […]

‘When you wish to make God laugh, show him your business plan’. I am sure you all have heard about this… No this post is not about me laughing or me being God ! It is just a few cases when I laughed when I was shown the details..let me enumerate them – they are […]