Frankly I have been asked this question so many times that I can answer it in a zillion ways. However this is the answer that I gave in Moneycontrol.com long ago… THERE are some word pairs that go hand in hand. When you say one you cant help but think of the other – […]

If you thought it is about a personal finance workshop that I am about to do, sorry this is not about that. In the past 10 days about 25-30 people have asked me ‘Subra do you still do your Personal Finance Workshops?’ The answer is NO. And the reasons are the following: – Mostly personal […]

well this is perhaps not a great time to be saying that Equities are better than gold, real estate, or debt… so I am not saying it. I am not saying it in the Indian context either. As a rule Indians love RE and gold, and I presume it will remain like that for another […]

Should you manage your money yourself or give it to a professional manager? Should you do SIPs with a friendly broker…and hope it works….. read on: If people think (or know) that you have some connection to the stock markets, they do turn to you with queries. One of the questions that I am asked […]

  Shit happens! Let me repeat Shit happens! So you got into some personal financial mess – a big medical bill, a car repair, a personal loan to make that last mile for the down payment of a house, etc. etc. but you are now saddled with a big credit card debt. I am not […]

If you are wondering what gift to give your mother, sister, girl friend, or wife….well give them respect. Most women I know crave for respect – even at home, and even from their own kids. Most of their activities are spent in trying to earn this. Cooking well, keeping the house clean, ….are all excuses […]

This question can come up at any stage in your life. For some people it comes up while in college itself, and for some it comes up when they are 2 years away from retirement. If you are a young fresh employee or are married and hoping to buy a new house, this is a […]