The banking, insurance, mutual funds, brokerages are all here to help the client make money, correct? No. Most of them are here to make money for their shareholders. That of course is their main purpose – like most companies. Ditto for the pharma and medical industries too. In the BFSI space there has been no […]

FOR HEAVEN’S SAKE THIS IS A HUMOR COLUMN AND A DIG ON THE RECENT REGULATIONS! These are the forthcoming Financial Services Legislation: 1. Distributors of financial products cannot do advisory: Every person in the financial services business will choose whether to be a distributor or an adviser. The adviser will act like a doctor and […]

The investor and the businessman – are the MOST important people in the economy! They go around looking for business opportunities and when convinced they put THEIR own money into a project. The project then becomes big, raises money from the public and generates more money for the economy. Sadly for us in India, the […]

‘My will power is good Subra, but ITC’s Wills power is stronger’ – a friend used to say this during his smoking days! Can your will power be strengthened like your body muscle? The answer is YES. Surely YES…. Do you realize that more work and better work gets done by the disciplined and regular […]

I had asked in general what issues do HR managers face..here is one set of questions by a HR manager….will answer more. I have a selfish reason to do so. I AM PLANNING A LECTURE ON ‘WHAT FINANCE SHOULD A HR PERSON KNOW’…so all these will become a part of that lecture…. Some of the […]

It is customary for the small investor to think that the Fund Manager is at a huge advantage over the common man. It is true that the FM has access to a lot of research data, investor meets, broker reports, etc. HOWEVER, there are certain things that YOU can do and the fund manager cannot: […]

Rarely do I do a feedback so soon after a post has appeared…but I thought I needed to clarify, hence this post: Rajesh on March 19th, 2014 at 11:04 pm e Well said Praveen.. “she was now a married slave paying an EMI” — totally ridiculous. I know of many cases where husband sponsored higher […]