A few days ago I did a training for a Wealth Management Company. Not too keen to mention client names..but it was a high quality client and had a lot of good, smart people. One girl who knew about this blog and my book – she wrote a piece and wanted to know whether I […]

If you want to get more things packed in a day, it makes sense to get up early in the morning! Well this would have been a completely unnecessary statement to be made – say 50 years ago. All our national leaders – Gandhi, Nehru, Rajaji, Vinoba Bhave, – all of them were early risers. […]

Past performance is not an indicator of future performance” — the literature of every mutual fund you own, mentions something to this effect. In fact once, when I was lecturing at a mutual fund house, which was not performing well, one of the managers said, jocularly, “Can we say our past non-performance is not an […]

Let me start by putting in my disclaimers. I do not read too many other blogs, but once in a while a friend / reader / student sends me a forward and I read it. These are perhaps not very palatable, and is bluntly on your face kind of observations, but as usual, Kalli Valli […]

At some stage in our lives we fantasize how would life be if we had done IAS. I am sure all of us go through that at least once. I too have had those….thank God I did not do IAS. Anybody who has been in Mumbai for the past half a century, and dealt with […]

How should I invest in equities? IPO or secondary market? Direct equities or mutual funds? Mutual funds or PMS? SIP or lumpsum? Why not a ULIP? Frankly these are not questions that are easy to answer. The media does not make things easier. In fact I have not seen such a discussion on TV. No […]

Risk is a matter of tremendous interest to me. Recently when I posted about Bharti Airtel – as a good buy at 290 somebody said ‘there are many multibaggers available’ . Sure – my multi-baggers search happens in the top 100 shares, and that is difficult. If I wanted to take MORE RISK why would […]