No this is not a post about the crimes in the financial sector. It is just about crimes in the real world. If you watch / read about real life crimes, you realize that there is some kind of a pattern…. Many of the crimes happen in the family and around the house. You can […]

The advantage of being in the market for a very long time is you can see really long back. Some of my mistakes include not keeping enough data on a year to year basis of my performance. I just will not be able to say how much return I got in say 1984-5 for example. […]

It is not easy being a financial planner, broker, adviser or even a blogger. As a blogger there is less ‘accountability’ towards a reader, and anyway no fees to be earned or lost, but let me give you some examples. 1. Subra Facebook is a great issue: When the FB issue hit the market 4 […]

So many people ask this question, that I have no clue what to say without being impolite! Many people ask me ‘My brother (wife, sister, father, uncle, in law,….) wants to do some new business and wants me to invest Rs. 20L in that business (20% of your liquid networth) ….what should I do? or […]

If you bought a Hindalco, Tata Steel, Tata Motors when GD Birla and JRD Tata signed the share certificates, you must be a really long time shareholder. We are talking in excess of 50 years here. Even if you bought Nestle, Colgate, Hindustan Lever in the 1970s, you must be a real long time shareholder. […]

The job of an Independent Director in a big company is a huge, huge burden. You need to understand the company’s business, law, accountancy, psychology, body language, greed, – the list is really endless. If you are a CA or a lawyer chances are some company will (or would have) approach you to be an […]

Let us face it, either you are interested in financial accounting and understanding or you are not. Of course all of us are interested in money, but not all of us want to spend time to understand it. So we use our half baked skills, depend on some quarter baked RM, some insurance agent, or […]