When I ask people what they expect from their investments, their first answer is ‘profits’. So I now have to be more accurate in my questioning… One of the questions is ‘What returns do you expect on a realistic basis from your investments?’ Obviously in nsc and ppf they know the answer…but when it comes […]

Some of the dreaded questions that this gen asks – 1. What do you do for a living? (in the last few years it has got scary) 2. What is your educational qualification? 3. Where do you live? (location: Country including PinCode) and 4. What car do you drive? Frankly there is a big mafia […]

When you start investing – especially in direct equities, you tend to do some research and some reading into future events. Based on YOUR interpretation of the future events, you need to plan your future moves – career-wise and money-wise. Let us say it was in 1985 you started investing and were following one big […]

Insurance is a hedge for ‘unforseen’ events that happen. Insurance is paid ONLY if the person who is buying the insurance HAS behaved in good faith, and has not CAUSED the event. It is NEVER in the interest of the Insured to cause the event JUST to make the claim – afterall the pay off […]

Stocks and Shares      What is a stock / share ? A share is a share in the share capital of the company. A shareholder is a part owner of the company, there fore has voting rights. He is entitled to a share of the profits of the company after all the other claim […]

Investing for the long term can always be COMBINED with Position trading. However it has no connection with day trading. Let me explain. Again let me take examples of companies that I know / deal with / and take examples that I remember. Most regular readers would know that I have EiD parry shares in […]

Let us accept it, predicting is difficult especially if it is about the future. Having said that let me tell you that predicting RE returns and prices is possible in an advanced country where you have the following information available in a public forum: Prevailing rents, local taxes, local growth rates, infrastructure, number of new […]