Investing is simple, and you do not REALLY need an adviser. However, it helps to have an adviser to do the simple things of investing. He could set your expectations right, choose 3-4 mutual fund schemes which do not overlap, make sure that you do not withdraw when the markets are low or when you […]
Caveat: Personally I do not like PSU shares at all. However I do have some in my portfolio – simply because I cannot get companies in certain businesses, and of a certain size in the private sector. So the shares that I have / had in my portfolio are Ntpc, Hpcl, Bpcl, Sbi, Nhpc, Bhel […]
There are many times when one feels low and completely lacking motivation. Lots of work that you MUST do gets piled on and you HOPE that the work just disappears. You know this does not happen…but why not try??!! I guess this happens to every one of us (happens to me very regularly) – and […]
No broker nor an expert who comes on the paid channels is ever going to tell you the following things…BE CAREFUL…read on.. Almost every second ad today urges you to trade. Equities, Debt, Money Market, Forex, Commodities, why even Real Estate flipping! Fairly obvious to these invites there are risks involved – and obviously only […]
“Subra sir I want to lose weight”. When people tell me this, I look at myself in the mirror and laugh. I keep wondering what prompts these kids to come up to me and ask for suggestions. So I start and say “Get up in the morning and go for a Run”. This is greeted […]
Our real friend in the Government is the RBI Governor. He is the ONLY man who is concerned about Inflation. It is inflation that hurts YOUR capital, savings and investments. This is the figure that makes it necessary to build a huge corpus for our retirement. Use any calculator and see the amount of money […]
In the 1960s, and 1970s till even the 1990s there were many animals in the BFSI’s intermediation space. At the top end were of course the ‘main’ brokers who were members of The Stock Exchange, Mumbai (now famously called BSE). The lesser animals were called sub-brokers – who went to meet the clients and made […]