Rarely do I give a call on equity – I mean specifically on what I am doing. I am sure about my strategy, I am not sure about my timing. I am sure that the next few years (say 3) it will not be Fmcg and Pharma stocks, so I will be light on those. […]

Many people crib about Narendra Modi not being effective. I am a supporter of Na Mo and will remain so. So this post is not meant for the nay sayers, but for the people who have some understanding of how things work. In this country if I get a nod from the government for an […]

As a shareholder you should be very happy with American companies. All most all the companies based out of USA and doing business in India have been very good for the shareholders.. Then you hear about their great internal rules and regulations that they get prosecuted for bribing (even abroad). Fine. So you know that […]

Well, if you are an investor, you have to be an optimist. Rather, ONLY if you are an optimist will you look at equity investing. By the time you can act on this note the Bihar results would be out. Honestly to me the outcome does not matter. Yes the next state election is far […]

So sad we do not have a Dalbar (an US based research firm that compares returns of stock and bond markets with those of individual investors) research on Indian investor returns! It is released in the US it has 2 startling facts: Over the last 20 year period the Standard& Poor Index returned an annualized […]

You visit any public forum and there are a few thousand people offering FREE FINANCIAL ADVICE. From which credit card to buy, which ulip to buy, which mutual fund to do a SIP, whether compounding works, whether compounding works only for debt instruments – today everybody has a view on everything. Great. Only that most […]

A couple of days ago I got a mail saying “Insurance is a waste of money. I am 72 and never needed it”. It is such an amazingly stupid statement I could not believe it. ‘I’ have not needed it does not mean ‘nobody’ needs it. So it is foolish to talk like this. It […]