Long ago Money Today had asked me to do a book review of El-Erian’s book on risk. I have always liked his views which have been a little off beat, and willing to go the extra mile. He is also on the advisory panel of Obama’s Economic council..and here are some of the things that […]

An early start in investing is really helpful. Not because of the power of compounding alone, it is also that you can implement the learning. I know, I know you will jump up and say ‘the past performance is not an indicator of future performance’. I agree, however having been in this ‘business’ since the […]

There is one thing which if you do, you can dramatically change your life. Do you know what is this one change? Start looking at what YOU did to get that result. We spend too much time blaming our parents, siblings, friends, bosses, lenders, shareholders for what goes wrong in our lives. I know just […]

Those who have studied law (even Second Year Bcom had this case) – LLB, CA, Company secretary, CWA – would be familiar with this company. This is a very famous company (it is still in existence) and was formed to help the cyclists. Fairly obvious its main aim was to protect the cyclists, lobby for […]

This is a common dilemma for salesmen, IFAs, doctors, financial planners, and even public speakers. When you are with a potential client, or in front of an audience (and you are being paid for it!) how do YOU ensure that you do not get carried away? That you do not talk about something that the […]

Of course there is talk of Robo adviser and more mechanisation in the advisory business, but let us look at a few different people and how advise changes. Take the case of 4 portfolios which I help..these are 4 people who are about 80 years of age and fully dependent on their portfolio income for […]

If you are a green card holder or a US citizen and investing abroad (7 countries initially) and about 130 countries in 2 years time..well the data is going to your IRS. This means even if you have unintentionally or by mistake not declared some income / asset in your home country, you could be […]