Good morning. You woke up and brushed your teeth with Patanjali toothpaste. You then had Tea / Coffee from an unbranded player. You had bought all this from a shop called D’Mart or an NGO. You used an ordinary unbranded soap, used your Samsung phone to check on your email. The data services were provided […]

Let me start by saying that Asset Allocation is not a wealth creation tool. At best it is a wealth protection tool. Somewhat like insurance – it cannot make you rich, but can ensure that you do not become poor because of an accident. I am also not a big asset allocation fan from equity […]

The human brain is great, make no mistake about that. The worry is ‘how useful is it when it comes to investing or even trading. The answer is : It is not useful at all. When man was in the hunting stage he knew that ever tiger killed and every deer was food. Surely a […]

So here is Children’s Day – a good day for parents and children to take stock financially speaking! Most parents like to think they are helping their children by helping them financially. Especially if you are doing well – but in many cases even if you are not doing so well. Take the case of […]

I have a credit card with a Rs. 56k limit and this is about 15 years old at least. Every year Icici bank calls me and says ‘we are happy to increase your limit..please send and sms….’ I do not respond, as i do think that this limit is NEVER breached ..and anyway I do […]

If you have a big wardrobe in which you keep your clothes, that itself is a big mistake. A lot is hidden in a big cupboard, and it goes unnoticed. Have you ever wondered why you have 13 shorts, 34 pants and about 115 shirts? If you have, you are already prepared for reducing the […]

The media loves Warren Buffet, and why not? Even on my blog I get more hits if I write about Warren Buffett. It is a well searched name and shows up on search all over the world. Let us see whom all the media has called Warren Buffett, and why all of that is wrong. […]