People with different income levels have different expense levels…. However, in India enough research is not done to show us..what kinda spending habits people have so one has to go to the USA to get such stories…read on…. http://www.esquire.com/lifestyle/money/a44086/four-men-four-numbers/

At the Mumbai Airport you have a choice of taking a black and yellow cab, a blue cab, a Meru or a Tab, or of course an Ola or Uber. At the location that I stay I do not have the choice of taking an auto, for Mumbaikars that is also a choice. All are […]

Well the question to ask is not whether the equity markets will go up. The question to ask is when will it go up. The biggest success story in India is the IFA. He has done a great job of equity mutual fund sales. He has gone around the country and convinced about 1,00,000,00 people […]

Most people appreciate the role of patience while one is an investor. I have seen portfolios where the holding has really been ‘forever’ as suggested by Warren Buffett, but the role of patience in trading is not something many of you would have seen. Day trading is a kind of a ‘voluntary contribution to the […]

It does not matter how much you earn. It does not matter if you CAN invest like Warren Buffett or like Mukesh Ambani. IF YOU CANNOT SAVE, YOU ARE SURELY HEADED FOR THE POOR HOUSE. If you are to take up a job at age 24 and you have to retire at age 58, you […]

I do not remember exactly which year it was…when JM Financial held a press conference to introduce Mr. J P Gaur to the investing world, but I was sure impressed by that man. I bought the shares at Rs. 10 and sold it at a good price – and held a small number of shares […]

So if you are the more ‘finance’ and ‘future oriented’ person in your family….what should you do? Your husband will NOT SIT WITH YOU to financially plan for your family’s future, accept that. He will sound sincere – but there will be no action. Here is YOUR action list: Write down your financial goals: Maybe […]