Most IFAs are scared to scale down the return expectations of clients. In the Indian context it is easy to see why. If you tell a client that he will get 8% in a debt fund, MOST middle class clients are going to turn around and say “I am investing Rs. 600,000 a year in […]

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Many people ask me for a) books on investing b) degrees of investing and a few people ask me ‘will you coach/ mentor me to be a good investor? I do believe that to be a great investor you need to be an Exec Assistant to say a good businessman like Mukesh Ambani or an […]

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It may sound quite obvious, but ACCOUNTABILITY is vitally important for the success of an organisation or a PORTFOLIO. Many people who start their own business are never accountable to ANYBODY for their organisation’s success. Imagine a 32 year old leaving his job to start his own business. He can just rot and do nothing. […]

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Why do you need money? To live? or for Prestige? I know a few Johns (u will see him in the story)..who have become CEO to tell the world “I am a CEO”. Some of them started younger, but some of them were in their 40s when they realized that they cannot ever reach the […]

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“Subra Sir I also want to get seriously rich, what can I do’? This is a question that I am asked very regularly. One of the persons asking this is a 30 year old girl – and well educated at that. She is a Commerce graduate, and an MBA from one of the better colleges […]

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I have done this post in the past…and this is not a post on how this would have become 650 crores – or whatever. I am doing this post to tell you what response I get when I do such a post: If my father had Rs. 10,000 in 1980, he would have been the […]

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When I had met P (the person who wrote the post) I had no clue that he would become a raving fan of mine. Feels good, but let me tell you how the process happened. Here, was P, a typical 32 year old..with a 8 year old kid and doing his family business. He was […]

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