How much you earn is a function of your educational qualifications, attitude, location of stay, etc. How much you spend however, is a function of your financial past – sometimes you behave like a poor person and sometimes like a rich person! Let me tell you of Sindhu – one of the girls I know. […]
Indians first went abroad to the West Indies, Malaysia, Sri Lanka…..then the educated ones went to UK and USA…then of course came the Gulf boom. Aditya Birla took the Birlas to South east Asia, his son prefers growing outside India. Ratan Tata ensured that the Tata group revenue in Rupees is much lesser than the […]
I tell my children(s) …I sound tough, and cruel, because I love you. If I did not care about you, I would not comment about your health, hobbies, eating, careers, jobs or personal finance. Ok kids, if I have told you any of the following, first my apologies, but I can assure you it is […]
Normally you end up with classmates, neighbors, cousins, colleagues – and you dip into this for your best friends, right? Well almost yes. However today it is possible to have ‘friends’ numbering 154,000 on FB and knowing about 133 of them. Also you could get into ‘interest groups’ and find about 1000 friends interested in […]
What is a regulator supposed to do? Protect the end user, right? WRONG. Completely wrong. Protect the manufacturer, the agents, the employees – and ensure the inefficiency in the system is expensive. And make sure that the price is paid for by the end user a.k.a customer or the aam aadmi… If you were running […]
What triggers of the need for a personal transport? Is it the transport or a social requirement? Well these are the things that I have heard from people who are not capable of paying themselves first (http://www.subramoney.com/2013/02/pay-yourself-first) . Interesting reasons…. 1. Sir, all my batchmates have bought a car: this happens when a kid […]