I have always felt and said that for every person there are 2 dates of retiring / resigning.  The first day is when they MENTALLY resign/ retire and the second day is when they actually do so. Recently a few people have retired / resigned and the reasons that they gave me are stunning and […]

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“You are what you think”. A lot has to be said for POSITIVE THINKING – and the most important is what Henry Ford said. You are right either way. If you think you can, you can. If you think you cannot, you cannot. What are the thoughts that are HURTING your Retirement corpus formation? I […]

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Yesterday I did a small gig on what a Real estate agent says…and how you should interpret it…so today it is the turn of the life insurance agent. 1. Sir since you have an income, you should have a life cover:  Meaning: You have an income, I need to increase my income, so please take […]

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Have been in the RE market for the past 5 months trying to buy a house. Obviously unsuccessfully. However in this period I have met about 5 brokers and they are all SIMILAR in what they say. Mostly they take me to a fellow broker (funny?) who represents the seller. Here are some of the […]

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  has the presentation that I made at their annual conference in Chennai, Le Meridian on 11th October, 2014.   www.ifagalaxy.com 

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A brilliant move by Sebi to remove the upfront commission in the mutual fund industry. Awesome. What is the implication of this? 1. Will the Investor get a better NAV? NO. he was anyway not paying any load. 2. Will the big distributor be hit? I mean somebody who has say Rs. 50 crores Aum […]

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