It is funny that the NPS is compared to the PPF and not to a mutual fund. If it was compared to a mutual fund, we would have expected to get indexing while calculating the tax. Because it is NPS we do not expect indexation. After all our EPF and PPF do not have indexation, […]
there is one post about Sachin and Obama – not sure if it is real, but it is the most visited page..so ignoring such an aberration, here are the top 5..all of them have been read upwards of 10000 times. That is epic! http://www.subramoney.com/2012/08/children-in-parents-ego-emi-traps/ this is the top most read article about how parents force […]
I have some reasonably serious checklists (Charlie Munger, I had these lists before I knew that you had them!)..so let me share what are my check list items, and How I break the rules at times… What do I look for in a company before I invest? well I look for good management – for […]
I have always wondered why a big group diversifies its businesses – especially in Indian conditions. Large companies like Colgate, Toyota, Citibank (oops touchy area, but for this article we will accept it as a non diversified entity). In the Indian context companies like Gujarat Ambuja, Bajaj Auto, Hero Honda (Hero Group), did not go […]
Lets see some of the usual traps into which man falls…and question them well.. You must study well, get a good job and stay there for a long time: Very valid till the 1980s. No longer true. Your qualifications may not matter, your work ethic will be important, your ability to learn, teach, unlearn and […]
Long ago I used to know a bunch of Heart docs – surgeon/ physicians…they were part of a big hospital. Over tea one of the docs told me “Subra we laugh at patients who do not know the difference between gas and heart attack, but every year or 2 years..one of the heart doc dies […]
There are various types of advisers who are in the business of advising (not necessarily finance, just advisory) though predominantly my experience comes from the wealth and health industries..let me list them find out in which category you fall or if you are an end investor in which category you adviser falls: Evidence based advising: […]