How much does it cost a financial planner to do your planning services? Or let us turn it on the other side – how much does it cost a financial planner to render financial planning services for you? For this you need to know what are the costs that are incurred by a financial planner […]

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if there is one solid reason why you should not invest in direct equities, you may have to go back in time when shares were in non demat mode. Shares used to be strewn around and nobody knew how much of the dividends came and how much did not. if you have 280 companies in […]

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Sorry, but senior citizens should have seen this coming. When your daughter is 9 years old you tell her ‘see what you wear’, do not do this, do not do this….and all your life you have spent giving gyan, now it is your turn to listen. So please listen. When your age crosses 70, the […]

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For many of us there is a tendency to think that when the economy does well, the stock markets should do well. Right? Well, not so fast. There is too much evidence to the contrary. When the Chinese Economy was galloping at 8.5% p.a. its investors made only 1.7% p.a. When the American economy was […]

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i have always said i am a fan of Modi and a fan of Equity…see how well he spoke about the economy..brilliant speech. Make notes and tweet about this. what a speech. Sit with a paper and pen to take down the numbers… Communication is rarely about language. It is about how well you know […]

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Franklin Templeton sends me a message everyday that SIP is a good EMI. I am not so sure how helpful this ad is. Let me explain..when you are talking to a class about SIP or to a potential first investor they have no clue what is SIP and these are the questions/ comments which arise: […]

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A few days ago Saina Nehiwal had an interview where she said she ‘invested’ only in LIC products. I have no views on that, just that as long as she does not come and ask me, I do not know / care what she does. I was intrigued at the answers / comments on various […]

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