So many of us who have a choice about when we want to retire keep saying “I want to retire”. Do we really mean it? Many of us just mouth it. We may have no clue about what to do when we retire. Lost 2 friends recently – both under 60 – they had no […]
When you have lived long enough on the planet, you have one great thing – the ability to look back. Obviously I can look back on investing and can look back about 38 years – when I started. It is also the same age as the relationship with my friend / philosopher / guide / […]
when we have a problem…we just give up. My RM for example calls me and asks ‘you have sent me this reminder no. 234 this is for which matter’. They actually do not care a fig about what you need…so you do give up..but this man did not..read on You need to take on the […]
Do you make a budget? and do you spend within that budget? If yes how much is your entertainment budget? what about contribution to a fund for your old age requirement? which is a bigger amount? Is is the entertainment amount BIGGER by choice or is it bigger by chance? OH, you do not make […]
The public servants (country’s damaad) are treated very differently than how the country’s sons of the soil (farmers and defense personnel) are treated. So all of them have now received a small lump sum from the government. Obviously the first question to ask is what to do with the small bonanza amount. First of all […]
One of the main reasons why the Goal setting exercise is difficult is that we do not give importance to the thought process of goal setting. Let us look at some questions that we should be really asking: are our goals really OUR goals or goals laid down by society? for e.g. do you really […]
When you meet the youngsters of today some of them are clear about what they want. Many of them are not clear at all about what they want, and look confused. What is surprising is their ‘entitled’ feeling: I am 29, I should have at least a ……car. Depending on where he is from it […]