Nps is risky simply because it is almost always run by people who have no skin in the game. If a fund manager manages a portfolio badly, he may lose a few crores of aum…but his reputation is not at stake. I am just telling you why I will never ever invest in a fund […]

What all can you get a loan for? Well if you ask a 70 year old he will tell you “House”. buying a dress going on a vacation getting married watching an Indo-Pak match in South Africa buying  a fridge, washing machine, ….what have you painting your house You get the drift? So a greedy […]

You are just back from an aggressive speed cycling (spinning) session at the Gym. Next to the Gym is a big  fattening American Eatery. Your ego tells you “one burger and coffee will not kill you..you just burnt 1900 calories”. You are a doctor and have Rs. 55L in your savings account (never mind you […]

I wrote about using your wealth for your physical well being – exercise, sleep et al. Today I am suggesting/ writing about emotional / spiritual well being. First of all remember that being religious is optional, but being spiritual is a Must. Sorry to remind you about our old Vedas. A businessman should strive for […]

Is your wealth contributing to your well-being? What is the use of accumulating wealth if it does not contribute to YOUR well-being? I mean physical well being, emotional well being, emotional well being, social well-being, etc… For physical well-being join  a gym, get a wellness instructor, exercise (no you do not to run the Ladakh […]

Hinduism has a lot to say about creating and using wealth. One small bit from Sage Narada (please realize that this man was so great that he could meet any God any time without any Tapas, don’t go by the amazingly stupid view of him being a fight initiator). Narada says: Money is very good […]