When is it too late to improve your financial life? 24? 34? 44? 54? Well, there is no time when you cannot improve your financial life. Normally, the financial situation is a scorecard of some good and bad financial habits that you have got over the years. So if you are a person to whom […]

Many people look for online advisory, and I know it is a big hit. However, I am too old fashioned perhaps to do it. Also too many of today’s advisers are perhaps impacted by the American websites and hence give advisory different from what I used to say. Or from what the investment Gurus say. […]

If you are/were a fund manager working in India (presumably staying in Mumbai) and did not know what was happening in ILFS, you do not deserve the salary that you get. Let me go a little further, you should be stripped off your degrees too. As a person dealing in shares, I have spoken many […]

Women need to think about money far more than men. More importantly they need to think about money far more than the men around them. Let us start at the very beginning. Girls are taught to be pretty, carry and purse and spend. Men are taught to build – Lego for boys and Barbie dolls […]

If you are a newcomer to this blog or even if you have come in a few years ago..it is likely to intimidate you about the topics on which I have written. This blog is a little different from the mass media because nobody tells me what to write. That does not mean i am […]

The one major problem in doing retirement planning is the bias…oops Behavioral finance here too? Well yes. The human mind is not able to handle ambiguity – and Retirement planning is all about ambiguity. Take the case of going from Mumbai to say Delhi. You know how much is the distance, how much is the […]

interesting talk…a couple of years ago… https://cafemutual.com/news/events/199-whats-the-future-of-advisory-business