Came back from a Half Marathon of 2015. Called the scmm or the Standard Chartered Mumbai Marathon, 2015. Last year I did it in 2:14:00 and this year I did it in 2:09:23. On paper this looks good because taking off minutes is not very easy at this level and age. Remember, I age one […]
This is just a continuation from yesterdays post….so i will number it from 7 7. Finance is very simple, however simplicity is out of fashion these days. I heard that like common sense, responsibility, etc. Simplicity was also cremated, and so people require very complex sounding solutions. 8. The IFA who tries to give simple […]
Why do companies fail to do well in business? There are many reasons, but here let me give you my observations: 1. Making a product which NOBODY wants: the management will tell you we were overpriced, we were too early for our times, we did not have the right channel, etc. etc. but largely if […]
Instead of telling you about why resolutions cannot work (mid Jan is too early to dampen your spirits, right)…let me tell you what I have observed about Investors: 1. Out of sheer respect for age, they tell me that they will do something but do not do: When I do a training program in a […]
No. This article is not about how Ram started saving when he was 21 and Ravan started saving at the age of 34. Then go on to say how Ram saved much less for a lesser period, and still has more money than Ravan. I am saying much simpler things. Ask anybody who is above […]
All investors are value investors. Or they at least like to believe this – so let us see why V. I. is so difficult to achieve, even though philosophically it is easy to understand. You just need to be buying when everybody is selling, it is so simple!! Well one amazing sentence that ‘market experts’ […]
You have heard all this from the BFSI salesmen. They could be in the form of a bank manager, IFA, a financial planner, insurance agent, or one more of the same breed. Here are some of the samples. The challenge is to see whether you can spot the true ones and separate it from the […]