I had done a post long ago about Debt funds vs Bank fixed deposits, with the conclusion that your Debt funds are an amazingly good thing to have. Obviously this is from the tax point of view. Many people asked me ‘does it mean we should not have any bonds in our portfolio’. Fair enough […]
In life we buy many things. Most of the products we do not understand the cost or the benefits, so we just go along and buy them. List it down. Toothpaste. Vegetables. Fruits. Clothes. Electricity. Soap. Timeshare. White goods. House. Travel. Car. Doctor’s services. …..let us assume that the list runs to about 100 items. […]
Sir John Templeton said that the four most dangerous words in investments are “It is different this time”. I am sure we have heard this a million times! “India is growing at 9%”, “There is no alternative for international funds” FIIs are looking for growth. At this growth rate, India is cheap! Correct. But please […]
As a rule I do not like to write political blog posts. It is not that I have not done it, but I do not like it… In 2014 when we voted Na Mo to power we surely expected to see some changes..let us see what state are we in today. Enough time has passed […]
When it comes to buying any asset – I am using it loosely there is a tendency to borrow. Borrowing actually helps you immediately by allowing you to buy beyond your means. The problem with most things we buy is that once we buy it, it ceases to hold any attraction for us. That is […]
How will the markets be? He thought for a little while and said “It will be Volatile” – this answer is at least 100 years old. It was given by J P Morgan. And this answer is true today, and will always be true. After all prices are a function of exchange rate, demand, supply, […]
should u dip into your retirement portfolio to pay for your children’s education? what about their marriage expenses? these are my views http://economictimes.indiatimes.com/wealth/savings-centre/analysis/et-wealth-why-you-should-not-dip-into-your-retirement-corpus-to-fund-your-childs-higher-education/articleshow/45921975.cms