There are many symptoms of a failing business – and to find the ’cause’ and ‘effect’ is not easy at all. Here is an attempt based on knowing about 2 dozen entrepreneurs – many successful, and a few failed ones. Sadly there is not enough research about these failed guys who had to be supported […]
By now Deepak Khosla’s case in Delhi High court has been splashed in all papers…and of course the net also has the details. I am not here to argue about the merits of the case. Does not matter…but let us look at the Ordinary Citizen – means you and me. I have been asked the […]
Amazing to see how people call / sms / mail me asking the following questions: 1. Where is the economy headed in the next few quarters, years, etc. 2. PPF is tax free what will be taxation when I withdraw in 2024? 3. Where is the Chinese economy (xxxx – replace with whatever) headed over […]
In the year 1800 the average life expectancy in the USA was about 40 years. A kid born in 2014 in the US is likely to live till the age of 82 years. In fact the probability of this kid reaching the age of 100 years is very high. Obviously retirement planning was not much […]
Some general observations or Axioms: 1. Generally money brings happiness, but only up to a point. You need to choose that point for yourself. IN the US this point to be considered to be about US $ 550,000. In India people will be satiated at a lesser number I guess (apart from a stupidly inflated […]
I know it is difficult for many readers to accept that they are poor because they call themselves poor! Have we wondered loud enough about is India poor? I regularly see articles and advertisement for houses costing Rs. 15 crores (2.5 million US $) – and many of the houses being sold out. Are they […]
A bull market (I am not saying we are not in one!!) creates a happy mind set and a bear market (Ok, Ok, I am not saying we are in one) – whether for a short term or a longer term makes people anxious. Are you financially anxious? How does one deal with financial anxiety? […]