We want a swanky airport like New Delhi. We tell our friends Delhi airport is better than…..name it and it is likely to be true. However if DIAL were to levy a Rs. 350 levy on passengers, we do not wish to pay it.
We want good, swanky, financial services companies – mutual funds, life insurance and broking. We want 24/7 call centers to service them, we want free ATM service, we want financial planning services, we want good quality research…BUT we do not want loads, we do not want AQB, we do not want to pay brokerage, we….
We want branded drugs, we want the security of a brand, we want assurance that the quality checks have been carried out, we want to be sure of the quality….but we want to buy generic drugs. It is preferable that the generic drugs are made by Pfizer, Ranbaxy, Glaxo, ….and not by some chotu motu pharma company which may use well water, unqualified staff, poor quality of equipment…..
We think we deserve Rs. 40 lakh salary, but we will hate paying Rs. 100,000 of tax a month.
We want to drive a Merc, but expect the guy at the garage fixing it to say, ‘Sir this service will cost Rs. 1200’
We will throw garbage on the road, and say ‘Singapore is so clean’.
We will make our customers wait for 5 days for a quote but expect the girl at the psu bank counter to dance to our stupid request of note denominations. And expect her to smile after asking her for Rs. 50 notes, Rs. 100 notes and Rs. 500 notes. Happily we do not complain about non smiling ATMs.
We want power, but we will not pay our bills. We will put a hook and steal it.
We want good roads, but we will park all over the place.
We want good roads, great cars, but we will drive badly.
We will give a Merc to our 16 year old son, and expect him to drive at 20kmph. If he drives fast and kills a few people, we will spend Rs. 10 crores of our ill gotten money and get him out. He will not as much say a sorry, but go off abroad for further studies.
We are like that only.
After doing all this we will say “There is fantastic prospects for Infrastructure in India – because there is a huge need for Infra”
Sadly prospects for Infra should be talked about ONLY AND ONLY if there is demand for infra.
Demand = Need for Infra+ Willingness AND Ability to pay for infra.
Sadly there is no willingness and ability to pay. So we need charity, not infra.
If you are holding infra stocks, sell. You should be buying things that people CANNOT live without like toothpaste and soap. The best thing about FMCG is there is no regulator.
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