Every day I get mails, calls …or friends who say ‘a friend got this offer…’
Most of the deals on offer look and feel like a rip off. Sometimes a complete rip off.
Let us look at some of them!
‘Sir you know ULIPs are bad and expensive, so our company has decided to concentrate only on the real traditional life insurance’
So, Sir for a premium of Rs. 45,000 you can get a life insurance of Rs. 900,000″….
Client: But I do not wish to pay a premium for 30 years…
Salesman: Sir, this is only for 15 years.
Client: Ha, that is good…I am now 32..I can afford to pay for 10 years..Thank you.
Story No. 2
Sir you have a housing loan of Rs. 350,000 at 12.25% p.a. – and a floating rate. We will convert this to a fixed loan for Rs. 350,000 at Rs. 10.85% p.a. – for this you need to buy a Unit Linked Insurance Plan from us at a premium of Rs. 35,000 p.a. payable annually for a min period.
Should I take the offer?
Answer: I am really amused!
Query: What should I say?
JUST STOP GETTING RIPPED OFF!!
can i get some more examples from people who have said No or people who have been ripped off? About 5000 readers will benefit..and get conned less!
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