I just met a 63 year old woman who had lost her parent. She had no clue about either the municipal formalities, banking formalities, or anything else of her late father.
She was not a dumb woman. She had a PhD in philosophy, but had given up all that long, long ago for taking care of her demanding husband and 3 kids. Now this great husband in order to “protect” her had always provided her with a car, driver, etc. and she was completely dependant on “somebody” to go out.
she did not access a bank account, did not use the net banking, did not use the atm, the cell phone was only for receiving calls…she was reduced to a vegetable.
All her 3 daughters were married and in 3 different parts of the world. To them their grandfathers death meant Mom was now available as a nanny supervisor. You know the revise dialogue “Mom you need not do anything, Just supervise my nanny who looks after my kids”. funny.
this is not about being judgemental. If you want your spouse (sorry, I actually mean wife) to live a happy life after your death, TEACH her about money, make a will and ensure that there is enuf money. However if she is a philosophy graduate also tell her not to sign cheques for the bank manager who is selling her a lemon.
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