Continuing the SBI advertisement…where it says 4. Find out whether it is a Single premium or a Regular Premium: Also be aware of some agents who have sold regular premium – by saying “Sir…this is Single Premium every year”….they explain regular premium as ‘payment that have to be made regularly during a year…’ LOL. Single […]
One person named Nitin had written the following in the comments section of one of my posts. My comments are in block letters. Have not changed much – a little comma or a full stop perhaps, but the meaning is captured in full. Nitin: Well Investing for retirement you kill yourself everyday as it […]
read this and the other connected stories… http://www.bloomberg.com/news/2012-10-22/hunger-stalks-my-father-s-india-long-after-starvation-banished.html
The Dow is doing well – and people are wondering why! – and nobody is sure why. Cannot blame the American investor / saver. Let us look at what are his options 1. Government debt /Gilt: clearly the yield is a huge challenge. If your money doubles in 72 years while your cost of living […]
When people tell me Retirement Planning is simple, I tell them the following. Of course it is simple, all you have to do is the following: 1. Estimate how long you will live. 2. Did not start investing when you were 25, 30 or 35? Now you are 54 and worried? Simple save about 35% […]
Most people in service take their retirement planning too lightly and think there is nothing to worry. I hope so. I see 40-50-60 year olds still joke about retirement, and this I think comes from the following: 1. My parents never worried so much: Sure if they had 4-5 kids, their retirement was always Total […]
Sebi has come out with a circular to say what is mis selling and making misselling a fraud. As usual somebody in the ivory tower looking at the battle field with telescope of good intentions. To me it looks like the Centre’s law against child marriage – the act is old, and the activity is […]