“Subra, I met this Financial Planner and he has offered to do my financial planning for a fee of Rs. 24,000 – I can afford it, is it worth it?” was a call that I handled this week. I said: Gee, frankly I do not know. It takes a great mind to say “I will […]

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The perennial search for quick money takes us through lot of unknown routes. And for people who are not from this industry the shorter paths look far more promising. So if somebody suggests a flower exporter or a speciality hotelier the chances are we fall for it. Think hard how much money can these companies […]

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Forget big bang things – Corporate India will take what it wants. The Finance Minister will ensure that the companies and big groups will exert enough pressure on all of you for all it wants. Do these following things for the common man: 1. Create a separate bank not too much bothered about profitability so […]

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lots of young Indian boys can never turn entrepreneurs simply because – no father wants his kid to marry a ‘business’ guy – his own parents want him to buy a house (because when they were young they struggled to buy one) family generally believes that if you have a nice degree and can get […]

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Teaching is always a difficult job. If people want to learn, you can take the trouble to help them learn! So whether it is telling your children the ‘benefits’ of eating vegetables or repeating the Mathematical Tables everyday or going to bed early, or reading vs watching TV debates – all are a little tough. […]

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  When you get advice from somebody you are hardly in a position to tell whether it is in YOUR interest, right? Well, here are some tips! When you go to any professional these days they make their advice sound very ‘professional’ sounding. So what are the signals that you should look for? 1. You […]

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Ok you are too lazy to make a financial plan yourself, right? I will be more charitable – you are very busy and your wife reads my blog. She has been bugging you and saying ‘Wake up, make a plan….’ so at last you have found a financial planner. What will you ask him? Here […]

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