The Indian equity market is becoming like the Wimbledon – happens in England, but for foreigners. Similar our equity markets are based on Indian stocks (what we think as Indian like Hdfc, Icici, …) but largely a play by the FII. Let us look at what happened to the Retail Indian Investor: a. Invested in […]

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Should girls still be brought up as ‘Pati Parameshwar’  and he can do no wrong? The kind of abuse parents ENCOURAGE their daughters to accept is almost unbelievable. In this educated 2013, why do parents of engineers, MBAs, doctors….accept the fact that ‘men are men..so they can HIT their wives’….is this not appalling? What gets […]

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Ok first the confessions. I am born in the 1960s and going by Google’s statistics old enough to be the parent of my average reader. So if I sound like a stuck record (ha a relic of the 1970s and 1980s – the Gramaphone record player!!) so be it. I am anti borrowing – and […]

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For regular readers the original title of this post would have been a shocker…I had decided to call it ‘You must use your credit card’…!! Well, even for once I am not saying that you should use the credit in your credit card, but use it like a charge card. What are the payments that […]

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On the one hand I see a lot of traction at the Policy level regarding Pensions, and on the other hand I meet people NOT AT ALL prepared for retirement! One of my friends introduced me to his cousin….Well here is the stunning story… Here is a guy EMPLOYED  in the pharma business and having […]

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People ask me what should a financial planner do? Well if I were to write a book on financial planning, I could write a few chapters on this topic. One thing however he MUST do is ask you a lot of questions – some painful. For example when I talk to a new, unknown person […]

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This Children’s Day, I could have started saying “Pandit Nehru was born on 14 Nov. 1889 at Allahabad. He was fond of roses and children…hence this day is celebrated as Children’s day…!!” I did not do that simply because his family will over do it….even today and the bill will be paid by us… However, […]

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