well this is perhaps not a great time to be saying that Equities are better than gold, real estate, or debt… so I am not saying it. I am not saying it in the Indian context either. As a rule Indians love RE and gold, and I presume it will remain like that for another […]

Should you manage your money yourself or give it to a professional manager? Should you do SIPs with a friendly broker…and hope it works….. read on: If people think (or know) that you have some connection to the stock markets, they do turn to you with queries. One of the questions that I am asked […]

  Shit happens! Let me repeat Shit happens! So you got into some personal financial mess – a big medical bill, a car repair, a personal loan to make that last mile for the down payment of a house, etc. etc. but you are now saddled with a big credit card debt. I am not […]

If you are wondering what gift to give your mother, sister, girl friend, or wife….well give them respect. Most women I know crave for respect – even at home, and even from their own kids. Most of their activities are spent in trying to earn this. Cooking well, keeping the house clean, ….are all excuses […]

This question can come up at any stage in your life. For some people it comes up while in college itself, and for some it comes up when they are 2 years away from retirement. If you are a young fresh employee or are married and hoping to buy a new house, this is a […]

“My name should not be made prominent. It is my ideas that I want to see realized. The disciples of all the prophets have always inextricably mixed up the ideas of the Master with person, and at last killed the ideas for the person. The disciples of Sri Ramakrishna must guard against doing the same […]