It is customary for industry bodies to time and again talk about “irresponsible” selling or mis-selling by “unethical” agents (by what ever name called). Let us look at what exactly constitutes mis-selling. Mis-selling as understood by the common man means “selling a product which is inappropriate for the client”. However let us look at the […]

  At any age being able to say this is great. It summarizes many of my thoughts…. Power of Money…by Adam Khoo   (Singapore’s youngest millionaire at 26 yrs.) Some of you may already know that I travel around the region pretty frequently, having to visit and conduct seminars at my offices in Malaysia, Indonesia, Thailand […]

I have a brilliant friend who has worked for many big and important media houses. He told me once – when he was heading a magazine – “I have made up my mind, please do not confuse me with the facts!”. This was when he was doing a story on mutual funds and unit linked […]

  I know of a few mis-sellers in the financial services who excel in mis-selling. Let us call them A, B and C. A is so used to mis-selling that when a ‘friend’ wanted to buy a DVD player, he was convincing her to get a lap top. This in spite of the fact that […]

  The person who sells life insurance (and mutual funds too perhaps) is the most hated and maligned man perhaps in the BFSI space. I have no clue why. Maybe because he is the link between the customer and the manufacturer. Please do remember the agent (variously called agent, advisor, licentiate consultant, certified consultant, etc.). […]

I have shouted myself hoarse, and that too many times – investing is simple. A simple savings account, a simple credit card, a simple term insurance, a simple diet, a simple exercise regimen – dammit life is simple. All the people in the world know it, maybe we Indians do not know it. People who […]