‘My will power is good Subra, but ITC’s Wills power is stronger’ – a friend used to say this during his smoking days! Can your will power be strengthened like your body muscle? The answer is YES. Surely YES…. Do you realize that more work and better work gets done by the disciplined and regular […]

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It must have been in 2006 when a senior banker asked me to meet his neighbor’s cousin. She had lost her father (her mother had died long ago) and was having some problems understanding her late father’s portfolio. She had no clue of her father’s portfolio, but she kept saying that he would regularly buy […]

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I had asked in general what issues do HR managers face..here is one set of questions by a HR manager….will answer more. I have a selfish reason to do so. I AM PLANNING A LECTURE ON ‘WHAT FINANCE SHOULD A HR PERSON KNOW’…so all these will become a part of that lecture…. Some of the […]

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Amazing how when people read something, their guilt pangs are tickled :-). I see exploiting children, exploiting wives, husbands, parents, in-laws, siblings. I dare say I interact with far more people than many (or most) of you. Please do understand that the fact that YOU are an exploiting parent does not mean that there are […]

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It is customary for the small investor to think that the Fund Manager is at a huge advantage over the common man. It is true that the FM has access to a lot of research data, investor meets, broker reports, etc. HOWEVER, there are certain things that YOU can do and the fund manager cannot: […]

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Rarely do I do a feedback so soon after a post has appeared…but I thought I needed to clarify, hence this post: Rajesh on March 19th, 2014 at 11:04 pm e Well said Praveen.. “she was now a married slave paying an EMI” — totally ridiculous. I know of many cases where husband sponsored higher […]

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“Subra Sir, I am 24 years of age, why should I invest NOW? THERE is so much time to invest later on…” Fair question. After all how many of us were saving and investing when we were 24? Not many I guess. Why preach what we did not do? Simply because even we wish we […]

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