Many a times you get into toxic relationships, OBVIOUSLY without realising that it is toxic. Why is it obvious? and to whom is it obvious? It is obvious to the outside world, but not to us! This could be a colleague, a ‘friend’,  a relative, – the list is endless. I know a person who […]

Many mails, smses, calls saying ‘I owe you a treat my portfolio is doing well’. Some who have not called are the ones who still have not seen their statements. So those who invested from say 2010 onwards are now in decent money and better than bank rates. I hope they can show it to […]

Subra, which share to buy Now? When will people stop asking me this question please? I have in my life looked at about 100 odd companies (as an investor), and must be holding about 30 shares. Some of these shares in my father’s portfolio are 60 years old (yes you read it right), there are […]

Many people wanting to invest Rs. 50,000 keep asking ‘should I invest in direct equities or in mutual funds?’ The answer is very simple. Do an analysis of a) cost of opening and keeping a demat account b) brokerage – including the MINIMUM BROKERAGE per transaction c) other costs associated with a transaction costs, etc. […]

When you make a fixed deposit, you have already made your first investment. So when you make a fixed deposit, open a recurring deposit, open a PPF account, buy a ULIP, do a SIP in a mutual fund, YOU HAVE A PORTFOLIO! NOW that you have a portfolio it is necessary to make a list […]

‘Anchoring’ is a problem with which many of us have to live. We get into some belief and REFUSE to give it up EVEN in the face of tons of data to the contrary. Suppose you had bought Bharti Airtel a few weeks ago at 370, YOU BELIEVE that the price of Airtel is 370 […]

As you get on in years it is not easy to look after your assets. Let me give you some examples: A childless couple in a posh locality (stand alone Bungalows in the capital of the country) got a new ‘nephew’ to stay with them. No clue what happened, man found dead. Police arrested the […]