It is amazing how most people cannot sit idle. Forget meditation, just sitting idle is impossible. They need an external stimuli – and as time goes by they need a higher and higher degree of stimuli. When the market was at 19000 the IFA could not get the so called ‘sensible and well educated’ people […]

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You start life and some relationships as a financial adviser but then you go beyond! Many potential customers who are looking for financial advise sometimes go beyond finance. At age 24 or at 52 your financial personality is just a sum total of your financial foot print. You might just be AFRAID of money – […]

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Sorry I am very old fashioned in this regard. I guess there are many things which people consider an investment, let me tell you the risk involved in the same. 1. Make a down payment and buy a house. 2. Commit to a target – and pay the money in installments 3. Do a SIP […]

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Managing your Time, Money, Business or Weight all start with the same FIRST STEP. Track your Time (ditto for the other 3 so just cut and paste). Keep a track / log of what you want to track (in this case time). Enter what you did during the day – preferably enter it ONLINE classifying […]

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It is not easy living in a small house, or is it? This post is not about size of the house, but dealing with kids who have grown up, but refuse to leave the house. How should parents deal with this situation? Is there a solution? Is it simple? I have seen a complete range […]

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I have seen some Really Wealthy people and some Reasonably Rich people. The way some of them bring up their children is awesome and some of them hurt their kids too much. 1. I think kids should be ENCOURAGED to earn their OWN MONEY over which they have full CONTROL: When a kid earns his […]

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Our education should help us think. I keep wondering, does it? Or does it get more biased? Do we get trapped into ‘socialism’ or ‘capitalism’ that we think that the other one will NOT, EVER, WORK? Do we think that big fund managers can do no wrong, speak no wrong and are somehow free of […]

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