Sadly there is not enough social research in this country…and for people like me that is bad news. I have no clue what retirees do in their leisure time. Seriously no clue. So I have to observe 5 people and assume that the rest of the population does exactly that. Right or wrong – nobody […]
Here are some CONTRARIAN suggestions for the new year. Everybody is going to tell you – set goals, chase them, do SIP, ….great listen to them for sure. Here are somethings that you must do to get a better life – most are self explanatory, but some of us have come too far off from […]
‘Subra I really feel I should have met you 30 years ago and my life would have been different’….. ‘Subra I wish you REALLY my father….my REAL father does not allow me to invest even my OWN MONEY. ‘So lucky Subra I met you when I was 22, my SIP is now 5 years old! […]
There are many roadblocks to being rich. Being in debt and not having the guts to invest are surely some of the top reasons…let me enumerate the top reasons as per my perception. This is the result of reading and many interactions…so here it goes… 1. You are inundated with debt: You feel like you […]
Financial resolution for 2015 should be very simple: “To complete the resolutions that I made in 2008, 2009, 2010, 2011, …….because there is no point in making new resolutions if you have not lived up to the previous resolutions, right?” Still for those who have not made any resolutions…..here… Here is a list of very […]
Once you are a consultant, and have clients in relationships, you are asked for the vaguest of help. Pro Bono. No, not because they do not want to pay, but I have no clue how to, and whether to charge for such things. Let us see one such “assignment”. Subra will you please speak to […]
Narendra Modi, India’s Prime Minister is meeting bankers in Pune to discuss the future of banking. Debashis Basu of Moneylife.com has a set of questions that he wants the PM to ask. I am adding a little more: 1. In the Board Meetings that you hold is any specific task given to your Executive Directors […]