I make it clear to the reluctant saver – he/she is not doing any great thing. You are just deciding to keep money in different boxes which you will open at different points in time. So it is money that you owe YOURSELF that you are now (when you are earning) keep aside so that […]

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here is the link for registration..if u are in Chennai on 29th… https://www.instamojo.com/pattu/an-evening-with-subra/   http://freefincal.com/an-evening-with-subra-at-chennai/  

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Pattabhiraman Murari of www.freefincal.com has asked me to speak for 3 hours on retirement planning. It is difficult to speak for 3 hours on retirement planning, because it is a simple topic and does not take so much time. Please understand being simple means – simple to understand. Not saying it is easy to do. […]

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In the 1960s MBA was considered as a new degree and was not very popular…and it was just finding its feet. However it very quickly established itself and became popular. And like all popular things people started copying! The IIM was the place where you could do your MBA – but then clones started appearing […]

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Dr. P. N. Singh Centre For HRD announces: 3rd Repeat ONE DAY PROGRAM…PFP: Personal Financial Planning By Mr. P. V. Subramanyam On June 14, 2015 (Sunday); Time: 9:30 am to 5:30 pm Contents: • Need for financial planning • Financial Goal Setting • Concepts • Products – for retirement and tax planning • How to […]

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Fair enough a question. Education is burning a hole in the pockets of most of the people. Whether it is an employee at a grocery store asking me “Sir is it worth paying Rs. 80,000 to NIIT’s Ifbi for my daughter” (this amount of Rs. 80,000 is very close to his annual salary of Rs. […]

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I have been asked this question for over 30 years…and have wondered ..why people cannot invest Rs. 500? or Rs. 5000? For many people this is a very fair question..and therefore they do not think of investing till they have “a big sum like Rs. 400,000” – like Mr. Panch asked me. And I am […]

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