Article for Advisers ….on Morningstar…
Morningstar is carrying an article of mine…for advisers…. http://www.morningstar.in/posts/33146/how-advisers-can-build-a-better-relationship-with-their-clients.aspx
Emergency Fund or Repayment of debt?
How to use ones surplus money? Should one use it to: a. create an emergency fund? b. invest for short term goals? c. invest for long term goals like retirement? d. repay existing personal loans / car loans / home loans? This question is impossible to answer. Well almost impossible to give a single answer […]
Being rich is not a child’s crime!!
Upper Middle class to Rich kind of kids are spoilt, do not understand the value of money, and generally are unfit to live life, right? WRONG. WRONG. COMPLETELY WRONG. Just too many people in the world are firmly of the belief that rich kids are useless!! Nothing can be further than the truth. I know […]
Impressed with this kid!!
“Uncle I am just starting my Articles for doing CA and since I get a stipend I wish to start saving Rs. 1000 a month” It was a 19 year old girl who made this statement…and I was really impressed. So I had to take this conversation ahead. First her background. Her parents are also […]
Advisers cannot help all clients…
When I interact with IFAs they have this major complaint: “MANY OF MY CLIENTS DO NOT LISTEN TO ME” This is true not just for IFAs but also for other professionals like Chartered Accountants, Lawyers, doctors…How many times have you said (or heard from a fellow professional) “my client makes a mess and then expects […]
Do you know the risk of cyber stalking?
I wanted to write an article on cyber stalking – and how your money can be lost..but I found an article sent to me by a friend remember this is NOT ABOUT WOMEN – it can happen to anybody who is vulnerable, is in a difficult relationship, is being chase by an Ex….or whatever..just read […]
Advice for Advisers!
I know many IFAs and bank RMs follow my blog (aha!) so here are some unsolicited tips: 1. Keep it simple: not every client wants to learn all the jargon. So before you start find out how much the client reads, knows, understands before you start talking. Some clients will get intimidated and run away! […]