Life insurance to the educated and the upper class should mean only term insurance. However term insurance does not make enough money for companies which are used to a PE of 30 and a growth of 30% quarter on quarter..for 30 years. So what to do? create more remunerative products and a fantastic suited booted […]
Laziness is costing you money, and it is benefiting the BFSI participants, so they are loving you for that. Let us say you have a reasonably high net-worth and you have Rs. 1 million in the savings bank account. And your father, mother, wife, son and daughter too have another 2.5 million Rs. in the […]
When people inherit a portfolio and it is small, they should sell it off and invest it in mutual funds. I strongly believe in this. What should you do if it is a reasonably big sized portfolio? Should you let it lie and ‘hope’ it will continue to do well without the love and attention […]
The rich and wealthy surely have a lot of money. However, you would be surprised to see the kind of money they lose. And the worst thing is the looses and the loot go undetected for a long period of time. This is a post meant only for those investors or investor families investing in […]
Fund Managers need stories to sell the fund to the investor. Will they ever, ever say sell equity funds and wait in liquid funds? No. Will they sell equities and wait in cash on your behalf. NO. They cannot and should not. This is exactly where a PMS can step in. However I would recommend […]
Head held high, eyes on the stars, nose to the grind, ear to the ground, money where the mouth is, tongue tied, chest out, feet on the ground, have you tried doing all this simultaneously? Really tough…stop listening to the experts! It is a whole long list of lies that I can enumerate (some American, […]
Recently read about a blogger writing about what he learnt from being on one Investing forum. Mine is a little broader..this includes many blogs, pages, sites,…. Most people visiting these sites KNOW that they can EASILY earn 25% p.a. for the next 3o or 40 years. Buffett ka baap. Most blogs are run by people […]