This is a classic BFSI problem. They like to do one thing – manage funds. Managing funds is far more profitable than sell risk products – though at some level risk management and risk peddling make tons of money. So there is a product called life insurance which has to be peddled. Make no mistake, […]

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I do not know. But this is what Naren said on ET Now D’Mart led to over subscription Public Issues are held for We are not in fear, but we are not fully in greed Government has encouraged financial savings Gold does not give dividend, and rental yield story does not exist Interest rates have […]

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What makes equity a good buy at the current PE? Is it justified at all? Well in life either you need a sale or a story to tell. Since you cannot tell a story every day, you need to sell. To sell you need a story which is easy to believe. Well easy for the end […]

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as a person following the India mutual fund industry we have always said ‘Indian managers have created a lot of alpha’. Going forward will they do it?   http://economictimes.indiatimes.com/wealth/invest/will-mfs-continue-to-give-more-than-markets-find-out-what-financial-experts-say/articleshow/57956546.cms

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First of all congratulations for being loyal to Subramoney.com for the past 9 years. You must have swallowed a lot of your pride for all the taunts that had at you. At last due to a lot of public pressure, I am launching my own mutual fund, and I would love you to invest in […]

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Well, well, since I run a blog and not interested in your business, let me be blunt. No. Never. Nyet. Simply because for me the cut off for investing in equities is 10 years. So at 10 years at least I will consider a 90% equity portfolio. However I will start re-balancing from the 12th […]

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Read it here only. Our venerable financial media is sure and convinced that a) all ulips are terrible and bad and b) SIP is the new Amrut. Even an excess cannot be bad c) SIP is the solution to every problem in life. Let me now tell you when SIP will NOT WORK: In the […]

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