The scariest place to be in a boom is a Mutual Fund Conference. I had a small speaking slot so I was there..and saw about 800 bulls and even met a few of them. There are IFAs and IFAs. Those who think that real return, nominal return, etc. are just some words from Mumbo Jumbo […]
This one is completely original. It means it comes from my own observation, talks, reading etc. Writing books on retirement, or goal based investing is easy. The challenge is to see what really makes people happy. Even more important is that just in case people KNOW what it takes to be happy do they go […]
Over the past 45 odd years I have ONLY seen people whose financial well being improved. People of my parents gen bought a fridge at the age of 40! the house came even later. Some of them had to depend on their children to pay the EMI for the house or for getting their daughter […]
2015: Subra I wish to invest in the markets, I have NEVER invested, and I have about Rs. 30L to invest what should I do? Subra: Do a STP of Rs. 2.5L over 1 year. She: Subra this is over and above the Rs. 1L I am doing from my salary? Subra: Yes. 2017: Subra […]
No. Most of you will not like to read this. Not at all. Most people consider me to be like a perma bull, so I cannot say that the E markets are inflated or D markets are terribly priced. Too much money is chasing too little of assets. Remember JP Morgan tried to KEEP buying […]
My talk in a doctor’s Investment Program – we call it “Wealth Prescription for Doctors“ is more on risk reduction. Obviously the ONLY products that I recommend are: one savings account – maybe 2 term insurance (when you increase your liability, you increase your term insurance) credit cards – one or 2 Index funds making […]
Many people ask me this question….”Should we invest in our child’s name?”. The answer is not so clear. Legally speaking it does not matter whether you invest in your name or in your child’s name. Once upon a time when taxation was a consideration, creating many folios made sense. Today with tax not being a […]