this is the second part of the confessions of adviser’s / relationship managers…I had done the first part long ago. Yes ALL ARE TRUE, and may sound harsh. I have seen some so called intellectuals ignoring the effort of an advisor and going to a ‘wealth manager’ who actuall damages the wealth. Recently I heard […]
There are many times when people get an urge to retire. Actually what they want is just a 2 week holiday, not early retirement! So assuming you are a man who is around 50 years of age and is toying with the idea of retirement answer these questions HONESTLY: Is your wife on the same […]
Well there is no Vanguard with 0.030% annual charges offering you an index fund. Well, at least not yet. When that happens there might be more indexing in India. Right now indexing is only at the periphery except for some NPS money and a few path breakers who are inexing. Right now in India indexing […]
Caveat: I am a shareholder of Equitas, do not have a savings account, I took the details from their website. I may or may not shift my money to Equitas Equitas is a new-age Small Finance bank catering to India’s unbanked masses and SMEs. Now, they’ve expanded their horizons and are bringing a range of […]
Once you have spent half a century on the planet you seem to be at the cross roads. Well, not exactly, but at least I have reached a stage when I can choose whether to do a) sales b) training c) writing d) investing own funds. Of course it is a nice choice to have […]
History will judge the current boom as a BFSI boom. So we have Bajaj Auto Finance which has a higher market cap than Bajaj Auto, and the BFSI easily being able to justify it. I am not here to judge, just look for money making opportunity. However, look at the risk too. The market cap […]
sorry long one – and could be boring for the MF investor. I am more of an Absolute Return Investor – and hence an accrual method of debt fund is far more important! Similarly when it comes to equity investing, I am happy to look at my portfolio on a longer basis than a Quarterly […]