The Journey: We saw that the path to retirement is narrow and treacherous. We trudge along – we need to repay student loans, buy cars, pay for kids education, parents hospitalization, mortgages,..while keeping the narrow path diligently. Friends and Relatives help us along, and sometimes try to distract us too. We need to be focused […]
How do you climb a Mountain? Or go on a difficult trek? Maybe with a group of friends or alone? Well climbing the Retirement Mountain is somewhat similar to cnlimbing a mountain….How do we start? Ideally you should start as soon as you get a job! Well immaterial of when you start, here are the […]
This is a good time to practice asset allocation says Naren, India’s contrarian guru, and he is right. Now look at 3 practical situations and suggest a portfolio revision: A person with about Rs. 2 crores in Real Estate, with a Rs. 1.2 crore loan (the balance is partly contribution and partly appreciation) – this […]
This book was written long ago…and in all its versions – hard copy, soft copy, Hindi edition, Kindle version, corporate sales, retail sales…..it has sold more than 150,000 copies. I mean it could be about 160,000… That’s a brilliantly nice number. Even if I am saying it. Just blowing my own trumpet. But this post […]
We should not become slaves to some of the tenets of investing wisdom that we have heard. Let us look at some of them An investor should invest 100 minus age in equities Equity markets will always give a REAL return if you hold shares for at least 5 years….etc. When I started investing in […]
Whatever decision you take in life, there can be a regret. If you choose to take full insurance for your car, and nothing happened and you made no claim, you regret taking the full insurance. ON the other hand if you do not take full insurance and you have an accident, you can regret that […]