Idbi Ltd was formed long ago – sometimes in the 50s to fund the Industrial growth of India. Never a great management, it accumulated NPA by the tons. Then it became a bank. Sure more NPA followed. 2018 Idbi bank needed a bail-out. Let us look at what can be the potential benefits of a […]

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Let us get the facts cleared once for all. Equities are risky. Equities are risky. Equities are risky.  Well risky and volatility are slightly confusing, so let me continue with the word risky. For the layman this means “his money invested can fall by 10, 20, 30, 40%…and stay for a long period of time […]

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teaching children about saving, single minded focus, and inflation is not easy, but seeing this ad will surely, surely, surely help

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One person called me up last week and said “Subra I have been seeing my portfolio….I think I should get rid of all the bond funds, liquid funds et al…” When I asked her more..she said “I have been watching my portfolio and the debt funds are doing NOTHING. All my returns have come from […]

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After the entry of SEBI in 1993/4 life has become easy for investors is what many people believe. I am of the old thought. The starting of screen based trading, the continuous media hounding, the ticker news, the zillions of websites have made TRADING easy, and has made Investment very difficult. In fact consuming news […]

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Why can we not have a good Real estate mutual fund in India? Simply because the underlying market is not well organized. So I can buy a flat in Ahmedabad at Rs. 4500 a sq ft and in the adjoining road at Rs. 5500 a sft. from a different builder. I can do this in […]

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One of the rare journos who does his homework well has written about ILFS..but no it does not contain any of the murky, sordid facts about ILFS…but still read on https://www.livemint.com/Money/Ur5twTIq4UWg46Kg3ULohO/ILFS-Somebody-has-to-catch-this-falling-knife-soon.html  

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