I am seen by many as a Retirement Expert – and that I am not! I am at best an expert on accumulation of a corpus for Retirement. And the difference between the accumulation phase and distribution phase is like the difference between lightning and lightning bug. It is really huge. However from my limited […]
When you have shares you need a demat account. Where should you keep a demat account? Should it be with a broker? or somebody like Stock Holding Corporation or companies like Integrated Enterprises who later on became stock brokers? Caveat: My portfolio is with Hdfc bank and Icici bank. Why do I choose big reputed […]
Mutual funds are sold by various people: a) the fund houses themselves, directly b) banks / brokerage houses c) National Distributors (ND)s as they are called d) newspapers e) websites which look like news peddlers f) websites which clearly look like sales websites g) technology enablers like Paytm, Websites like Amazon (soon I hear) The […]
If you have never used an adviser ever in your life, you have no clue what you are missing. I have always used the services of an adviser. I use a broker – whom I have been using since 1979..and consider it more than worthwhile using his services. So I did not shift to a […]
Running, Cycling, Gym – all get tougher with age. I can’t really get up at 6 am and run fast. So what should one do? No. II have done the following… Run slow – there is no point in comparing yourself even to your younger self. Comparing is foolish. I do not compare the Profit […]
I was reading / watching about the New Zealand aircraft which took people on a trip to Antartica. Do remember that thousands of flights take off and land exactly at the intended spot. Great. Somebody altered the flight plan of this aircraft – and the plane crashed into Mt. Erebus. Everyday lots of planes take […]
There has to be an extremely dark side of Retirement which does not get reported at all. Indians without money but retired has to be a big number, but we just do not have enough data. Let us look at the dark side of retirement in USA and assume that Indians fare no better. Some […]