Is there a generation of brand slaves out there? that too with millions of $ and Rupees being manipulated by the industry? Every industry has its ‘brands’ and if you dig deep you find the nonsense that they do. McDonalds: they are happy to stuff your face with food that is not just terrible but […]

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Why do people become proud? Or what are the sources of pride? There are tons and tons of reasons / causes that make people proud. Especially in a ‘Having’ society vs a ‘Being’ society (words from Erich Fromm, you must read his book: ‘To Have or To Be’) Let us enumerate the sources from where […]

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  I had to speak at a Church (Parish) in Mumbai on the topic of Investing. In a religious gathering it was necessary to keep in mind what the scriptures said about investing. So the topic I chose was ‘Scriptures and investing’. The Christian community is quite conspicuous in its absence in the financial services […]

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Equity and Real estate were considered investing. And they had the ultimate investment asset’s characteristics – returns greater than inflation and volatility. No 2 blocks of 5 years could be compared sensibly – too many dynamics. Now in the past few weeks gold and debt are also playing the volatility game. It does not mean […]

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When people like Sucheta Dalal and Debashis Basu keep talking of falling investor population, it is scary. Frankly not only in India, but all over the world there seems to be a shrinking interest in equities. Look at the world picture – the older people in Europe and US who have their money in Pension […]

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for all those people who think India is in great shape, here is an article worth reading. It is a longish kinda article and many of you will get bored reading it.   But do read it. It is worthwhile.   And after you read it, send this link to people you know.   Then […]

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The greatest amount of depreciation in a car is in the first month perhaps. The fall is about 30-40%! Technically this means you should buy a 12-15 month old car and use it for say 8 years. That would be a sensible decision, and a financially prudent one too! It makes a lot of sense […]

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